Mortgage AI needs a standard of trust built on experience
What two decades of mortgage cycles teach lenders and technology providers about adoption, accountability and financial protection
Down payment assistance doesn’t need simplification; it needs standardization
Analysis of $6.5B in declined volume found 35% could have been salvaged with DPA options
MBA forecast: Mortgage volume to dip below $2T in 2027 as 7% rates linger
Trade group projected higher-for-longer borrowing costs, wider spreads and potential Fed hikes ahead
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